Dmitry Dubilet on monobank, Koto, and the Future of Banking
In September 2019, Dmitry Dubilet was transitioning from startups into government – shortly before that, two long and candid video interviews came out about launching monobank, the UK project Koto, and how the team built a bank without a single physical branch.
The signature black monobank card from Ukraine’s first mobile-only bank
Both interviews are worth watching if you want to hear the inside story straight from one of the co-founders, without rumors or second-hand retellings.
Dmitry Dubilet on Tinkov, monobank, Futurama, and Future Banks
In this conversation with Roman Kirilovich, Dubilet breaks down mobile banking marketing tactics, compares fintech growth models, and shares which everyday banking habits are likely to disappear soon.
Universal Bank, 100,000 UAH Ad Campaigns, and Koto in the UK
The second interview covers the partnership with Universal Bank, the cost of early ad campaigns (around 100,000 UAH, or ~$4,000), and plans to enter the UK market with the Koto app.
Moving to the Cabinet of Ministers and monobank’s Next Steps
At the end of August 2019, Dmitry Dubilet accepted the post of Minister of the Cabinet of Ministers of Ukraine and stepped back from day-to-day management of monobank and Koto.
Dmitry Dubilet in 2019 – moving from fintech projects into the Cabinet
Hopefully, public services will adopt the same simple, clutter-free approach that works so well in the banking app. Meanwhile, monobank continues to grow under the rest of the founding team on Universal Bank’s license.
If you don’t have the card yet, you can still order a monobank card online – sign-up takes just a few minutes on your phone (affiliate link).